NeuGroup Industry Discussion

On March 19, 2026, we facilitated a NeuGroup peer discussion with approximately 40 bank Treasury leaders focused on cash and liquidity management. The conversation surfaced a clear picture of where the industry stands today—and where it needs to go.

Key Takeaways

Manual processes still dominate

Automation initiatives are underway, but many teams are still manually logging into multiple bank portals daily to piece together liquidity positions.

Teams report varying levels of intraday visibility

Logging into the Federal Reserve account remains the primary method for real-time monitoring. Some institutions are beginning to implement direct connectivity and exploring integrations with Federal Reserve and correspondent banks.

Early warning capabilities are still maturing

Most teams rely on manual monitoring, wire desk notifications, or end-of-day reporting. Real-time alerts and automated early warning indicators remain limited.

Real-time payments are here, though adoption of full capabilities is still uncertain

Most banks can receive real-time payments; fewer can send. Most report limited demand for expanded capabilities from clients at this stage.

In a stress environment, intraday matters

There was strong alignment that real-time intraday monitoring is critical, with broad agreement that these capabilities need to be built before they're needed.

"Treasury must continue to evolve to operate in a faster, more real-time environment."

Our Perspective

The direction is clear. That means:

• Real-time cash visibility across all accounts
• Consolidated transaction data in a single view
• Automated alerts and early warning indicators
• More robust, data-driven forecasting
• Integrated data across all key sources in one unified real-time dashboard

Encouragingly, many teams are already moving in this direction—exploring connectivity, automation, and better data integration. We expect this to accelerate as expectations rise from regulators and best-in-class peers.